If you’re a renter, you may not think you need insurance. However, renter’s insurance is a necessity for anyone renting or subletting a home or apartment. Whether it’s a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renter’s insurance to protect your belongings and your liability. Your landlord’s policy does not cover any of your personal property or liability.
Your renter’s insurance will state exactly what you’re insured against.
Your Coverage May Include
- Accidental discharge of water
- Fire or lightning
- Liability protection from a guest who is injured (including legal defense)
- Off premises coverage
- Smoke
- Theft
- Vandalism or Malicious Mischief
- Windstorm
Too often, people think they don’t have enough property to make a renter’s insurance policy worthwhile. But, take a minute to think about what you own, and what you’ve got to lose, including:
- Clothing
- Computer or laptop
- Furniture
- Hotel and restaurant costs while displaced
- iPad
- Jewelry
- Musical or sporting equipment
- Television or entertainment system
You need a personal insurance agent to sort it all out! Covington Insurance Agency is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need at a competitive price.
Contact us today for an insurance assessment and free personal insurance quote.