Commercial General Liability Insurance is something you cannot do without. Commercial general liability insurance protects a company’s assets if it is sued for causing property damage or personal injury to the public. Coverage typically covers medical expenses, attorney fees and damages when you are legally responsible. A business can purchase Commercial General Liability Insurance on its own or as part of a business owner’s policy (BOP). BOPs bundle liability and property insurance into a single policy. However, the liability coverage limits in BOPs are generally low, so if your business needs more liability coverage, you may have to purchase it as a separate policy.
Commercial General Liability Insurance protects a business’s assets against the five (5) most common, and costly, types of claims that businesses typically encounter:
- Advertising Injury (i.e., libel and slander)
- Bodily Injury
- Employee Benefits
- Personal Injury
- Property Damage
You need a personal insurance agent to sort it all out! Covington Insurance Agency is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need at a competitive price.
Contact us today for an insurance assessment and free personal insurance quote.