Employment Practices Liability Insurance provides protection for an employer against claims made by employees, former employees, or potential employees. It offers protection against claims and lawsuits that are brought against the business, its officers or directors, or its employees and managers. A policy typically covers discrimination (e.g., age, sex, race, disability), wrongful termination of employment, sexual harassment, breach of contract, emotional distress or mental anguish, invasion of privacy, and slander.
These types of claims can occur every day and without warning. Even the most careful scrutiny and management can still provide opportunities for employment-related claims.
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